Flood insurance is typically a separate policy from your homeowners insurance that specifically protects your property from flood-related events. It's not always necessary, but it's worth considering ...

Only 2.4% of U.S. properties have federal flood insurance, despite 8.4% facing severe or extreme risk — a coverage gap ...

Congress prevented NFIP to lapse before a “Godzilla” El Niño hits the country. But the program is in dire need of being ...

Hurricane Isaias, which killed four people and left hundreds of thousands without power across the Southeast over the weekend ...

BIRMINGHAM, Ala. (WBRC) - After days of heavy rain across central Alabama, some homeowners might be dealing with standing water, flooded yards and, in some cases, water inside their homes. But ...

Many consumers have a gap in their homeowners insurance coverage. This puts them at financial risk, and they are likely unaware, experts said.

The National Flood Insurance Program continues to make headlines, as those scrutinizing it continue to characterize the NFIP as being in an "actuarial death spiral." The NFIP has chugged along the ...

Vertafore®, the leader in insurance distribution technology in the AI era, today announced that reThought Flood has chosen PL Rating™ to ...

An Associated Press analysis found that only 2.4% of U.S. properties have federal flood insurance, while 8.4% face severe or ...

I was told fire insurance is mandatory when taking out a mortgage, but I don’t know which one to choose,” or “I hear insurance premiums are going up.” We often hear these comments from people in the ...

Is 'Flood Coverage' in Fire Insurance Really Necessary? Cases Where You Can Remove It and Cases Where You Shouldn'tI previously wrote about the duty to explain hazard maps, and as a follow-up, I would ...