Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

When starting your computer, you can continue pressing the right key to enter the UEFI/BIOS. The right key for your system could be F1, F2, F10, etc. – and it depends on your manufacturer. You may be ...