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YouTubeRealEstateTaxTips
The GAP YEAR Retirement Strategy Canadians Are Missing (CPP & OAS Explained)
Many Canadians take CPP as early as possible — but that decision could cost you thousands in lifetime income. In this video, Cherry Chan breaks down the Gap Year Retirement Strategy, where retirees delay CPP and OAS, draw down RRSPs at lower tax rates, and lock in larger guaranteed income for life. Learn how CPP and OAS increases work, why ...
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After my last couple videos about taxes, my comment sections filled with people claiming CPP and EI are “the government stealing your money.” So apparently it’s time to explain the difference between taxes, insurance, pensions, and payroll deductions…because some of y’all are emotionally fighting for your lives against basic actuarial math. In this episode of Canada: Explained, we break down: • What Employment Insurance (EI) actually is • Why EI is NOT a tax • How pooled-risk insurance works • W
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After my last couple videos about taxes, my comment sections filled with people claiming CPP and EI are “the government stealing your money.” So apparently it’s time to explain the difference between taxes, insurance, pensions, and payroll deductions…because some of y’all are emotionally fighting for your lives against basic actuarial math. In this episode of Canada: Explained, we break down: • What Employment Insurance (EI) actually is • Why EI is NOT a tax • How pooled-risk insurance works • W
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